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Kotak Mahindra Bank
Home Loan

Provide simple documents and build a grandeur home!

Smart way to bank

Features of Kotak Mahindra Bank Home Loan

KMB home is suitable for the majority of individuals we seek only simple documents...

Women (Salaried/ Self-employed)
Men (Salaried/ Self-employed)

Interest Rates

Note:Kotak Mahindra Bank offers competitive interest rates on home loans.


(per annum)


(per annum)

Loan Amount (max)

Maximum loan amount disbursed on Kotak Mahindra Bank home Loan

Upto 90% of constuction cost
Upto 90% of constuction cost

Processing Fee & Time

Processing charges and time taken to disburse the loan amount

Upto 1%

Within 7 working days

Upto 1%

Within 7 working days

Repayment Months

Flexible repayment months depending on the customer's convenience

Upto 20 years
Upto 20 years

Amount Disbursal to Bank Account

Quick disbursal of amount directly to customer's bank account

Kotak Mahindra Bank had made the loan approval, amount disbursal and the repayment process so much simpler and reduced the hustles with the documentation. Check out other home loan offers....

Kotak Mahindra Bank Home Loan Benefits & Highlights

Kotak Mahindra Bank Home Loan will solve your financial quickly and effectively, Here are the other benefits,

No guarantor required

Quick E-approval

Part payment available

No preclosure, part payment charges

Simple documentation

Attractive interest rate

Check your eligibility for this loan...

Spare few seconds to fill your details. We'll check your eligibility instantly...

Your gender?

Your present city/town?






Company/Business Name?

  • Salaried
  • Self-employed
  • If your company is not on the list, please provide the full name of the company.

    Your monthly income? (After the deductions...)

    Help us check your eligibility precisely, please exclude incentives, bonus and other extra income from this value. Banks tends not to consider these additional income...

    About your residence?

    • My Own House
    • Rented
    • Private Bachelor Room
    • Hostel
    • Parent's House
    • Friend's / Relative's House
    • Paying Guest
    • Office Quarters

    Excisting loan EMI (if any)

    Kindly mention your current monthly EMIs on loans...
    This may be your previous loan or monthly liablities...

    We've calculated your eligibility...

    Calculate your EMI for Kotak Mahindra Bank home Loan!

    Specify your loan details to calculate your EMI and total interest and principal payable...,

    Your home Loan Details

    Use the slider to alter your home Loan details.

    • Loan Amount :
    • Tenure :
    • (No of Years)

    Interest Rate in % :

    Processing Fee : (% of loan amount)

    Your Monthly home Loan EMI: 4,402

    Monthly amount paid to your home Loan provider

    Break-up of all total amount payable

    • Loan Amount
    • 50,000
    • Total Interest Due
    • 2,819
    • Processing Fee
    • 1,000
    • Total Amount Payable
    • 53,819

    Your loan details as specified by you

    • Loan Amount
    • 50,000
    • Tenure
    • (No of Years)
    • 0.6
    • Interest Rate
    • 10.25%
    • Processing Fee
    • 2%

    Your Amortization Details (Yearly/Monthly)

    Your debt repayment schedule in regular instalments over a period of time.

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    We partner with reputed Banks & NBFCs

    To fasten the process of loan and credit card approvals.

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