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Kotak Mahindra Bank
Personal Loan

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benefits of this personal loan...

Features of Kotak Mahindra Bank Personal Loan

Kotak Mahindra Bank operates late hours to fasten the loan process. It also unveils competitive interest rates.

Features
Salaried (Working professionals)
Business (Self-employed & Entrepreneurship)

Interest Rates

Note: Kotak Mahindra Bank offers competitive interest rates on personal loans.

11.50% - 24.00%

(per annum)

16.00% - 19.99%

(per annum)

Loan Amount (max)

Maximum loan amount disbursed on Kotak Mahindra Bank Personal Loan

Up To 15 Lakhs
Up To 75 Lakhs

Processing Fee

Time taken to process and disburse the loan amount

2%

within 3 Working Days

2%

within 3 Working Days

Repayment Months

Flexible repayment months depending on the customer's convenience

1 to 5 years
2 to 5 years

Amount Disbursal to Bank Account

Quick disbursal of amount directly to customer's bank account

Yes
Yes
Kotak Mahindra Bank had made the loan approval, amount disbursal and the repayment process so much simpler and reduced the hustles with the documentation . Check out other Personal Loan Offers...

Kotak Mahindra Bank Personal Loan Benefits & Highlights

Kotak Mahindra Bank Personal loans will solve your financial quickly and effectively, Here are the other benefits,

Quick Loan Approval

Flexible Repayment Options

Minimal Paperwork

Early Foreclosure in 6 months

Lowest EMI - 2199/lakh

2% Processing Fee

Check your eligibility for this loan...

Spare few seconds to fill your details. We'll check your eligibility instantly...

Your gender?

Your present city/town?

Chennai

Bangalore

Hyderabad

Mumbai

Othercity

Company/Business Name?

  • Salaried
  • Self-employed
  • If your company is not on the list, please provide the full name of the company.

    Your monthly income? (After the deductions...)

    Help us check your eligibility precisely, please exclude incentives, bonus and other extra income from this value. Banks tends not to consider these additional income...
    Continue

    About your residence?

    • My Own House
    • Rented
    • Private Bachelor Room
    • Hostel
    • Parent's House
    • Friend's / Relative's House
    • Paying Guest
    • Office Quarters
    Continue

    Excisting loan EMI (if any)

    Kindly mention your current monthly EMIs on loans...
    This may be your previous loan or monthly liablities...

    We've calculated your eligibility...

    Calculate your EMI for Kotak Mahindra Bank Personal Loan!

    Specify your loan details to calculate your EMI and total interest and principal payable...,

    Your Personal Loan Details

    Use the slider to alter your Personal Loan details.

    • Loan Amount :
    • Tenure :
    • (No of Years)

    Interest Rate in % :

    Processing Fee : (% of loan amount)

    Your Monthly Personal Loan EMI: 4,402

    Monthly amount paid to your Personal Loan provider

    Break-up of all total amount payable

    • Loan Amount
    • 50,000
    • Total Interest Due
    • 2,819
    • Processing Fee
    • 1,000
    • Total Amount Payable
    • 53,819

    Your loan details as specified by you

    • Loan Amount
    • 50,000
    • Tenure
    • (No of Years)
    • 0.6
    • Interest Rate
    • 10.25%
    • Processing Fee
    • 2%

    Your Amortization Details (Yearly/Monthly)

    Your debt repayment schedule in regular instalments over a period of time.

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    We partner with reputed Banks & NBFCs

    To fasten the process of loan and credit card approvals.

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